Is there a liquor stores that cash checks nearby? Well, it’s essential to know that most liquor stores can’t provide check-cashing services due to the regulations associated with their licenses. But here’s some good news for you! There are plenty of grocery stores in your area that not only sell liquor but also offer check-cashing services.
You can explore Albertsons, Kroger, Hy-Vee, Walmart, and Giant Eagle options. Even better, these stores don’t just operate during regular business hours. Some have extended hours, and a few are 24/7 for check cashing. Some stores may also provide other financial services, such as money orders.
We’ve compiled a list of 30 such stores for your convenience, and you can find detailed information about fees, limits, and the types of checks they accept. So, there’s no need to rush to the bank after work – these stores have everything you need!
Liquor Stores that Cash Checks Near Me
Here are 30 locations to purchase liquor and have your checks cashed.
1. Kroger
- Fee: Starts at $3
Kroger, a supermarket chain with an impressive presence of 2,800 stores scattered across 35 states, provides a specialized Money Services centre where you can conveniently cash your checks. The cost of this service varies, ranging from $3 to $7, contingent upon the total amount of your review and whether you possess something known as a Shopper’s card.
The kinds of checks you can have cashed at Kroger encompass:
- Payroll checks
- Government checks
- Income tax refund checks
- Insurance settlement checks
- Business checks
- Child support checks
It’s essential to remember that Kroger does not accept personal checks, starter checks, or third-party checks.
Here’s a simplified breakdown of the fees associated with check cashing:
✔ If you hold a Shopper’s card and your check’s value is up to $2,000, the price begins at $3.
✔ For bills between $2,000.01 and $5,000, and you possess a Shopper’s card, payments commence at $5.50.
Kroger’s Money Services website offers a helpful tool where you can input the amount of your check, and it will promptly calculate the corresponding fees for you.
In my experience with the tool, I discovered that with a Shopper’s card, the fee for checks up to $2,000 was $4, but without the card, it amounted to $4.50. For bills between $2,000.01 and $5,000, the fee was $7 when using a Shopper’s card and $7.50 without one.
Hence, the fees can range from as low as $3 to a maximum of $7.50, contingent upon the value of your check and whether you possess a Shopper’s card.
2. King Soopers
- Fee: Starts at $3
King Soopers, a member of the Kroger family, boasts approximately 118 stores, primarily located in Colorado, with a small presence in Wyoming. Like other stores associated with Kroger, King Soopers also provides a Money Services centre where you can cash your checks. They are open to accepting various statements, such as payroll and business checks. When considering the cost of check cashing at King Soopers, the fees can vary, starting from $3 and going up to $7.50, depending on the specific circumstances.
3. Albertsons
- Fee: Varies by location
Albertsons has a network of more than 2,200 stores across the United States, and they provide a service for cashing different types of checks. Typically, you can cash personal checks, government checks, and payroll checks at most Albertsons locations, although the specific kinds accepted might vary depending on the particular store you visit. It’s important to note that there’s a maximum limit of $1,000 for check cashing at Albertsons.
What makes it convenient is that many of these stores operate from 6 a.m. to 11 p.m., offering you the flexibility to cash your check at a time that suits your needs.
4. Walmart
- Fee: Starts at $3
A well-known retail giant, Walmart has an extensive presence with 4,743 stores nationwide. Interestingly, they offer check cashing services for various reviews, including stimulus checks, government checks, tax checks, cashier’s checks, 401k and retirement distributions, insurance settlements, and even two-party personal checks.
If you ever need to cash a check at Walmart, you’re lucky because they can assist you with reviews as long as they don’t exceed $5,000. Now, let’s talk about the fees: if your check is worth $1,000, you’ll be charged a cost of $4, and for reviews up to $5,000, the price is $8.
5. Smith’s Food and Drug
- Fee: Starts at $3
Smith’s Food and Drug is a supermarket chain, and interestingly, it’s under the ownership of Kroger. These stores are located in seven states: Arizona, Idaho, Montana, Nevada, New Mexico, Utah, and Wyoming, totalling 144 stores!
If you need to cash checks at Smith’s Food and Drug, they offer this service for various types of checks, such as child support, payroll, and business checks. The fees for check cashing at the store can vary, falling from $3 to $7.50, depending on the situation.
6. Hannaford
- Fee: Varies by location. Cashing pension checks is free for customers over 60.
Hannaford is a supermarket chain with over 180 New England and New York stores. What’s helpful to know is that at Hannaford, you can cash government checks, payroll checks, and pension checks as long as they are considered regular income.
7. Stop & Shop
- Fee: $0.50
Stop & Shop is a grocery store chain with over 400 locations in New York, New England, and New Jersey. If you’re interested in cashing payroll and government checks at Stop & Shop, sign up for their rewards program, GO Rewards and complete a check cashing application at your nearest store. The neat part is that you can cash checks up to $500, and the fee for this service is a mere $0.40.
8. Publix
- Fee: Varies by location
Publix is a supermarket chain with over 1,286 stores throughout the Southern United States. If you ever find yourself in need of check cashing services, Publix has you covered for both personal checks and payroll checks. You’ll come across Publix stores in various states, including Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia.
9. Fred Meyer
- Fee: Starts at $3
Fred Meyer, a Kroger subsidiary, operates more than 130 stores nationwide. While most of these stores are in Washington, you can also find them in states like Alaska, California, Idaho, and Oregon.
At Fred Meyer, they offer check cashing services for various types of checks, including:
- Government checks
- Payroll checks
- Tax refund checks
- Insurance settlement checks
- Business checks
They have a limit of cashing checks up to $5,000. Now, just like other stores under the Kroger umbrella, the fees for cashing your check start at $3. However, the amount you pay can go up to $7.50 depending on the value of your check and the specific store where you’re getting it cashed.
10. Giant Eagle
- Fee: Varies by store and check type and amount. No fee for child support checks.
Giant Eagle is a supermarket chain with a presence in over 216 stores located in Indiana, Maryland, Ohio, Pennsylvania, and West Virginia. They provide check cashing services for personal, payroll, government, and traveller checks. However, there’s a requirement: you must possess a Giant Eagle Advantage card to cash a check at their store.
11. Safeway
- Fee: $2.25 per $200
Safeway, a well-known grocery store chain, operates an impressive network of 904 stores across the United States. Regarding Safeway’s cashing checks, they’ve covered you for various types. You can cash payroll checks, stimulus checks, government checks, Social Security benefits checks, unemployment benefits checks, and even tax refund checks there. But here’s the important part: they have a limit of $1,500, and they charge a fee of $2.25 for every $200 of the check amount.
12. Baker’s
- Fee: Starts at $3
Baker’s is a supermarket chain you’ll mostly find in the Omaha, Nebraska, metro area, and here’s a remarkable fact: it’s a part of the larger Kroger company.
What’s intriguing is that some stores connected to Kroger, including Baker’s, offer a service known as a Money Services Centre. This is where you can go if you need to cash checks.
And the best part? At these places, they’ll cash various checks, like payroll, insurance settlement, government, tax refund, and even business checks. It’s convenient!
13. Vons
- Fee: Varies by location
Vons is a supermarket chain that you can find in Southern California and Southern Nevada, boasting more than 325 stores across these regions. Now, regarding cashing checks at Vons, they typically deal with personal and payroll checks. However, it’s worth remembering that the rules and policies for check cashing may differ from store to store. So, if you want to know the specific details, it’s wise to contact your local Vons store and inquire about their policies.
14. Wegmans
- Fee: Free for Shoppers Club cardholders
Wegmans is a supermarket chain that primarily serves specific regions, with a total of 109 stores located in areas such as New York, Pennsylvania, New Jersey, Virginia, Maryland, Massachusetts, North Carolina, Washington, D.C., and Delaware. Here’s some handy information: You can cash personal checks at Wegmans.
15. Food 4 Less
- Fee: Starts at $3
Food 4 Less, a part of the Kroger family, is located in 104 places across California, Illinois, and Indiana. At Food 4 Less, they offer the service of cashing various checks. This includes checks like child support checks, payroll checks, government checks, tax refund checks, insurance settlement checks, and even business checks. Now, when it comes to the fees, they can be anywhere between $3 to $7.50. The exact price depends on how much your check is worth and which store you visit to cash it.
16. Ingles
- Fee: Varies by location
Ingles is a supermarket chain, and you can spot their 198 stores in states such as Alabama, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. Now, regarding cashing checks at Ingles, they’ve covered it for personal statements and payroll checks. But here’s the important detail – you’ll need an Ingles Advantage Card to cash a check at their store.
17. Food City
- Fee: $3
Food City is a supermarket chain, and they’ve got more than 132 stores. Here’s the scoop: At Food City, you can cash various types of checks like payroll checks, rebate checks, stimulus checks, and government checks. Now, regarding the limit, you can cash checks up to $1,000, and they’ll charge you a fee of $3. The neat part is that if you ever need to cash a check super early or late at night, Food City is an excellent option because many of their stores are open from 6 a.m. until midnight.
18. Shaw’s
- Fee: Varies by location
Shaw’s is a supermarket chain; interestingly, it’s owned by Albertsons. They’ve got approximately 150 stores located throughout New England. Regarding cashing checks at Shaw’s, they usually deal with personal statements and payroll checks. But here’s what you should remember: the specific rules for check cashing differ from store to store because each store can make its policies.
19. City Market
- Fee: Starts at $3
City Market is a supermarket chain that you can find in 35 stores spread across Colorado, Wyoming, and Ohio. Interestingly, it’s owned by Kroger, just like some of the other stores we’ve mentioned earlier.
If you ever need to cash a check at City Market, they’ve covered you for various examinations. This includes child support checks, payroll checks, insurance settlement checks, government checks, tax refund checks, and even business checks. But here’s what you’ll want to know – the fees for cashing these checks can vary and might range from $3 to $7.50. The exact price depends on the store you visit and the review value you’re cashing.
20. WinCo Foods
- Fee: Starts at $5
WinCo Foods is a grocery store chain with 131 stores in states like Arizona, California, Idaho, Montana, Nevada, Oklahoma, Oregon, Texas, Utah, and Washington. At WinCo Foods, they offer the service of cashing various checks. These include two-party checks, insurance settlement checks, manually written payroll checks, finance loan checks, and deposit slip money orders.
Here’s how the fees work: if your check is $500 or less, they’ll charge you $5. But if your bill is over $500, the price goes up to $10.
21. Winn-Dixie
- Fee: $3.50
Winn-Dixie is a supermarket chain with approximately 500 stores across Florida, Alabama, Louisiana, Georgia, and Mississippi. Here’s the deal: Most of these stores cash electronically signed payroll checks, but there’s a limit of $500 for the maximum check amount. Now, here’s the catch – they’ll charge you a fee of $3.50 for this service. But, it’s essential to know that the types of checks you can cash at Winn-Dixie might vary, so it’s wise to contact your local store and ask about their specific policies.
22. Harris Teeter
- Fee: Starts at $3
Harris Teeter is a supermarket chain operating in seven South Atlantic states and the District of Columbia, and interestingly, it’s a subsidiary of Kroger, a larger company. Now, if you ever need to cash a check at Harris Teeter, they’ve got a service for that. Depending on your situation, they charge a fee, and your pay can vary, ranging from $3 to $7.50.
23. Market Basket
- Fee: 1.25% of the total amount (prices vary by location)
Market Basket is a supermarket company with 88 stores in New England. You can do it there if you ever have a payroll check you need to cash. But here’s the thing to remember: they have a limit and cash checks up to $50 for you.
24. Pay Less Super Markets
- Fee: Starts at $3
Pay Less Super Markets is a chain of supermarkets based in Indiana, and here’s something interesting – it’s a subsidiary of Kroger, a larger company. They have a service if you ever need to cash a check at Pay Less Super Markets. They charge a fee, which can vary, ranging from $3 to $7.50. The good news is that you can cash different checks there, including child support, payroll, and business checks.
25. Food Lion
- Fee: Varies by state
In the United States, there are 1,110 Food Lion retail stores. If you ever need to cash a check at Food Lion, they offer this service for various examinations. You can cash personal checks, government checks, rebate checks, tax refund checks, and U.S. Traveler’s checks, provided they are up to $500. Additionally, they’ll cash checks that go up to $1,000 for payroll checks.
26. Hy-Vee
- Fee: $2 to $6 per transaction
Hy-Vee, a supermarket chain with over 240 stores in the Midwest, provides check cashing services at specific locations. The limits for check cashing can vary, ranging from $2,000 to $5,000. What’s convenient is that some Hy-Vee stores stay open 24 hours, allowing them to offer check cashing services at any time of the day or night.
27. Dillons
- Fee: Starts at $3
Dillon is a grocery store chain owned by Kroger, and they have 94 stores. The great thing about Dillons is that they provide check cashing services for various checks, including payroll, income tax refund, insurance settlement, and government and business checks. However, they charge a fee for this service, ranging from $3 to $7.50. Also, it’s good to know that they’ll cash a check for the highest amount is $5,000.
Local Liquor Stores
Consider checking with local liquor stores if you’re looking for more places nearby to cash checks. The rules for this can vary depending on the state, so you might find some liquor stores that offer check-cashing services.
Here are a few examples:
✔ Benny’s Package Store in Atlanta, Georgia.
✔ Cork’ n Bottle Liquors in Laurel, Maryland.
✔ Steve’s Discount Liquors in Wilmington, Delaware.
You can do a quick Google search to find out if there are any local liquor stores in your area that cash checks. Just type in “liquor stores that cash checks [name of your city, town, or state]” into the search bar, and it should show you if any options are available nearby.
Closing Thoughts
You typically can’t cash checks at liquor stores due to local laws, but you can do so at grocery stores that sell liquor.
Stores like Walmart, Kroger, Hy-Vee, Wegmans, and Albertsons are places where you can buy liquor and cash checks.
So, if you’ve been wondering if there are liquor stores that cash checks near you, you can check out the options we’ve provided for you.
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